What lenders ask for
Your document checklist
Step 1: Everyone needs
How it works
Work through the four steps on this page. Tap any underlined document to see a sample and what it needs to show.
Step 2
Pick how you earn your income
Employed
Self-employed
Pension, benefits and support
Rental income
Employment contract
T4E slip
EI claim history
Return-to-work letter
Business bank statements
Business invoices
GST/HST return
Business registration
Statement of Business Activities
Lender income declaration
Financial statements
T2 corporate tax return
T5 slip
Pension letter
Pension and trust slips
Investment statements
Canada Child Benefit notice
Children's birth certificates
Separation agreement or court order
Lease agreement
Statement of Real Estate Activities
Lender rental worksheet
Step 3
Show where your down payment comes from
Savings and investments
Deposit and gifts
Selling a property
Other sources
Investment statements
Explanation of large deposits
RRSP Home Buyers' Plan withdrawal
FHSA withdrawal confirmation
Statement of Adjustments
Mortgage commitment
MLS listing
Bridge loan request form
Foreign bank statements
Wire transfer receipt
Line of credit statement
Credit card statement
Home insurance policy
Step 4
Add the documents for your property
The home you are buying
Condo or strata
New build
Rural and rental properties
MLS listing
Waiver of conditions
Property disclosure statement
Lawyer or notary details
Government photo ID, for a private sale
Strata or condo certificate
Condo fee confirmation
Reserve fund and special assessment info
Builder purchase agreement
New home warranty enrolment
Spec or upgrade sheet
Completion or occupancy date
Well water test
Septic inspection
Real Property Report
Zoning confirmation
Lease agreement
Statement of Real Estate Activities