Job Letter
A letter from your employer confirming your job and pay. For anyone paid by an employer, it is one of the most important documents a lender asks for. Here is what it needs to show, so it is accepted the first time.
How recent: dated within 30 days.
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Needed if you are salaried, part-time, hourly, or paid commission or variable income.
Compare yours to the sample, then check each point
A job letter that gets accepted
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​Company letterhead with address and phone number
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Dated within the last 30 days
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Your full legal name and job title
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Start date with the company
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Full-time, part-time, permanent or contract
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Whether you are past probation
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Pay: annual salary, or hourly rate plus guaranteed hours per week
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Bonus, commission or overtime shown separately, if any
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Signed by HR or a manager, with their name, title, phone and email
Before you send it
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The lender may call the person who signed it, so their phone number must work.
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It cannot be signed by you or a family member.
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Ask HR early. Some companies take a week to produce one.