What Your Lender Won't Tell You.
Your lender does well when you stay put. They're not going to call you when a better option comes along, or when your home has gained enough value to change what's possible.
Your monthly report keeps an eye on it for you, so you know:
- When switching your mortgage could lower your payment
- How much your home's value has grown, and how much equity you've built
- Whether now is a good time to make a move, or better to wait.
And when the numbers line up, I'll walk you through your options, whether that's switching, breaking your mortgage early, or pulling out equity to pay off debt or renovate.
What You Get Every Month
Estimated Home Value
Your home's estimated value, updated every month.
Value Trends
How your value is trending, with a chart that shows the change over time.
Equity Position
Your equity position, so you know what your home could do for you.
Time to Switch
A heads up when it may be time to switch, before your lender ever brings it up.
Real Data, Not a Guess.
Your home value estimate comes from established Canadian property valuation sources, not a quick number pulled from a listing site. It is shown as a range, with a plain explanation of how it is calculated, so you know exactly what you are looking at.
How It Works
1
Sign up.
Use the link below to create your report.
2
Get your report every month.
Watch your home value and your mortgage options in one place.
3
Talk to me when it makes sense.
When it is a good time to switch, break your mortgage or access your equity, we will go through the numbers together.
This Is for You If...
• Your mortgage renewal is coming up in the next year or two
• You are carrying credit card or loan debt and wondering if your equity could help
• You are thinking about renovating, adding a suite or buying another property
• You just want to know what your home is worth without calling a realtor.
FAQ
Is this an appraisal?
No. It's an estimate based on property data, shown as a range. If you need an exact value for a mortgage, a full appraisal is done as part of the process.
Do I have to switch or refinance?
Not at all. The report is there to keep you informed. You decide if and when to act.
Who is behind the report?
Your report is powered by Ownwell and provided by Elevate Lending, powered by BRX.