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Elevate Lending home
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Lower payments. Cash in hand. A plan that fits your life.

We help homeowners across BC and Alberta use their home equity to pay off debt, free up cash, and get back on track, even when the bank said no.

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What We Help With

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Debt Consolidation

Roll credit cards, loans, and other balances into one manageable payment secured by your home. Many of our clients save around $1,500 a month once high-interest debt is cleared.

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Bad Credit Mortgages

Bruised credit doesn't mean you're out of options. We look at your full situation, not just a score, and send your file to the lenders most likely to say yes.

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Free Home Value Report

Find out what your home is worth today and whether breaking your mortgage to refinance or switch lenders makes sense for you. Free, and no credit check to sign up.

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Home Equity Loans​

Your home has value you can use. Access your equity for renovations, savings, paying down debt, or whatever comes next. Clients often walk away with cash out, in some cases around $50,000.

Second Mortgages

Keep your current mortgage and still borrow against your equity. Often the better route when you have a good rate or breaking your mortgage would cost a big penalty.

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Low Income

Income that doesn't fit the bank's box can still qualify. We know which lenders look at the bigger picture and how to present your file to them.

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Self-Employed

Write-offs lower your taxable income, which can make qualifying at the bank harder. We know how to present your income to lenders who understand how business owners actually earn.

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Home Equity Loans Edmonton​​

Your home has value you can use. Access your equity for renovations, savings, paying down debt, or whatever comes next. Clients often walk away with cash out, in some cases around $50,000.

Investment Property Owners

Own more than one property, or want to? We help investors finance new purchases, refinance, and access equity across their portfolio with lenders who work with multi-property owners.

HELOC

A line of credit secured by your home. Borrow only what you need and pay interest only on what you use. No minimum credit score.

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Business Lending

Financing for business owners who need capital to grow, cover costs, or restructure. Tell us what you need and we'll find the right fit.

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Private Mortgages

Turned down by the bank? Private lenders approve mainly on your equity. We set an exit plan from day one to move you to a lower-cost lender.

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How It Works

Typical timeline: 10 days to 4 weeks from first call to funds.

1

Quick call (about 5 minutes)

We learn what you need.

2

Application by phone (about 10 minutes)

No forms to fight with.

3

Your proposal

We show you what you should qualify for.

4

Documents

Our team will reach out with exactly what we need.

5

We shop multiple lenders

The goal is the best solution, not just the best rate.

6

Approval and appraisal

You sign your approval, then the appraisal is ordered.

7

Lawyer signing

We work with lawyers across BC and Alberta and can find one for you.

8

Funds released

Your lawyer transfers the funds on closing.

Ready to Talk?

Book a free call or start your application today. No pressure, just clear options.

Alberta: 587-900-0036 and BC: 604-200-3228.

Elevate Lending, powered by BRX.

Why Elevate Lending

  • Licensed in both BC and Alberta
  • In the real estate industry since 2010
  • Access to multiple lenders, so you're not stuck with one answer
  • Straight talk about your options, start to finish
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