Government Photo ID
Lenders must confirm who you are. You need two pieces of ID, and at least one must be government-issued photo ID, such as a driver's licence or passport.
How recent: valid and not expired, including on your closing date.
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Needed for every application.
Compare yours to the sample, then check each point
ID that gets accepted

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Valid and not expired
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Your full legal name, matching your application
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Date of birth
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Clear photo, readable on both sides
Before you send it
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Your name must match on every document. If you changed your name, bring the marriage certificate or change-of-name document.
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A clear photo or scan of the front and back is usually enough to start. Your lawyer or notary will see the originals.
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Your ID must still be valid on your closing date. If it expires close to your closing date, renew it early.
